Midsummers night dream summary Free Essays

Dream, every one of the cross-dressing characters does as such as the aftereffect of cognizant choice (instead of otherworldly impact) and so as to achieve an objective. While there are unquestionably various masks in â€Å"A Midsummer Night’s Dream† there are various inspirations for characters wearing them. For Viola, her purposes behind dressing as a youngster are clear since she needs to have the option to get by in the new land she has wound up occupying. We will compose a custom article test on Midsummers night dream synopsis or then again any comparable subject just for you Request Now In spite of the fact that it might be somewhat absurd since she may have Just as handily discovered work without turning o such outrageous measures, she in any case is steadfast in her choice to search out Rosin. Right now of her choice she intensely states, Viola new off the boat: â€Å"Conceal me what I am, and be my guide/For such camouflage as haply will become/the type of my intent† (1. â€Å". 49-51). Note that she legitimately alludes to her mask as being identified with expectation and this purposeful camouflage is a subject that proceeds all through â€Å"Twelfth Night† by William Shakespeare. Viola’s decision of dressing as a youngster, nonetheless, clearly convolutes her interest f Rosin and despite the fact that this is at last settled toward the finish of â€Å"Twelfth Night†, her appearance really directs the truth of her adoration life. There Is a feeling of misery in the fight between what one sees and what Is truth and It Is best added at the peak of this Identity struggle when Viola, understanding that Olivia adores her/him, says, â€Å"Poor woman, she were better love a dream† (11. 11. 24). In certain faculties, this play is, much like â€Å"A Midsummer Night’s Dream†, a dreamboats where nothing Is cap It is by all accounts, the main distinction being the utilization or rejection of otherworldly impact. â€Å"Twelfth Night† Is a play wherein reality doesn't regularly compare to appearances and consequently It Is simple for the peruser to start to acknowledge character’s choices to take on camouflages and for Mallow to get captivated with the Idea (the presence) of the love’s presence instead of Its existence. Promotion Optimized by Dupes Disguise and duplicity are likewise common In â€Å"A Midsummer Night’s Dream† , and despite the fact that the strategies and on-screen characters are extraordinary, these components yield a similar last celebrate as found In Twelfth Night. For each situation the misunderstanding of appearances versus the truth Is settled a there Is satisfaction and a wedding toward the end. For this situation, there are no immediate selections of camouflages, however one Is picked (diverse in light of the fact that the characters don't decide to be masked with a specific arrangement of anticipated results). Puck mysteriously changes the head of Bottom Into the similarity of an ass, which Is a mask (and an alarming one) to each and every individual who meets him In his changed state aside from the one lady In adoration with him. While enchantment Is Involved with this storms as opposed to a cognizant choice for the benefit of a character, this Is one of the more Illustrative guides to exhibit how Shakespeare utilizes the gadget of the downpours to uncover a higher truth (outside of the not so much mind boggling but rather more momentary contributions driving the camouflage in any case). Midsummer night dream outline By oil type of my intent† (l. I. 49-51). Note that she straightforwardly alludes to her appearance really directs the truth of her affection life. There is a feeling of sadness in the fight between what one sees and what is truth and it is best added at the peak of this character strife when Viola, understanding that Olivia adores her/him, says, â€Å"Poor woman, she w ere better love a dream† (al. Ii. 24). In certain faculties, this play is, much like â€Å"A Midsummer Night’s Dream†, a dreamboats where nothing is the thing that it is by all accounts, the main distinction being the utilization or avoidance of mysterious impact. Twelfth Night† is a play wherein reality doesn't regularly compare to appearances and in this way it is simple for the peruser to start to acknowledge character’s choices to take on camouflages and for Million to get captivated with the thought (the presence) of the love’s presence as opposed to its existence. Mask and trickery are likewise pervasive in â€Å"A Midsummer Night’s Dream† , and result as found in Twelfth Night. For each situation the mistake of appearances versus the truth is settled a there is bliss and a wedding toward the end. For this situation, there are no immediate selections of masks, yet one is picked (distinctive in light of the fact that the characters do ransoms the head of Bottom into the resemblance of an ass, which is a camouflage (and a terrifying one) to each and every individual who meets him in his changed state aside from the one lady in adoration with him. While enchantment is associated with this camouflage instead of a cognizant choice for the benefit of a character, this is one of the more illustrative guides to exhibit how Shakespeare utilizes the gadget of the mask to uncover a higher truth (outside of the not so much intricate but rather more transient points driving the mask in any case). Step by step instructions to refer to Midsummers night dream synopsis, Papers

East Asian Art Essay

One characteristic of how built up a culture is its works of art. Expressions of the human experience are a huge viewpoint or region of a culture. Such a large amount of a culture’s convictions and conventions are reflected of communicated in different works of art. Craftsmanship is made by a craftsman, an artist’s method of seeing and deciphering things are directed by the way of life of the general public of which he is a piece of; this is the relationship of expressions of the human experience and culture. They have a connection that can't be cut off. Old works of art that are intelligent of a cultural culture can incorporate engineering, calligraphy, culinary expressions, move, drawing/painting, style, music, language, writing, figure, artworks, and theater; all these are speak to the rich culture of a general public. Some new and present day fine arts that have been brought upon by innovation incorporate film and photography. With respect to East Asia, in land setting, it is the area of Asia covering 12, 000, 000 square kilometers, which is 28% of the entire Asian mainland. Nations in the East Asian domain right now incorporate Mainland China, Hong Kong, Japan, Macau, Mongolia, North Korea, South Korea, and Taiwan. East Asia being the home of a portion of the main incredible and compelling societies and human advancements, their antiquated gems would be a decent territory of study to see how their way of life created. During the antiquated occasions, the significant social orders that filled in as the social underlying foundations of the area are China, Japan and Korea. Seeing how their way of life started through the occasions that unfolded in the initial 500 years of the Common Era that added to the improvement of their craft can give us a knowledge on what their way of life was and how the current culture of the locale became.

Coping With Drug Withdrawal Diarrhea and Stomach Pain

Coping With Drug Withdrawal Diarrhea and Stomach Pain Addiction Coping and Recovery Overcoming Addiction Print Coping With Drug Withdrawal Diarrhea, Stomach Pain, and Vomiting Withdrawal Symptoms and Other Treatments By Elizabeth Hartney, BSc., MSc., MA, PhD Elizabeth Hartney, BSc, MSc, MA, PhD is a psychologist, professor, and Director of the Centre for Health Leadership and Research at Royal Roads University, Canada. Learn about our editorial policy Elizabeth Hartney, BSc., MSc., MA, PhD Medically reviewed by Medically reviewed by Steven Gans, MD on June 07, 2016 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on January 20, 2020 Michael Heim / EyeEm / Getty Images More in Addiction Coping and Recovery Overcoming Addiction Methods and Support Personal Stories Alcohol Use Addictive Behaviors Drug Use Nicotine Use Diarrhea isnt something many people feel comfortable talking about, but the distress caused by severe diarrhea can be a major factor impacting the decision to quit drugs for many drug users. Diarrhea and stomach pain from diarrhea can be withdrawal symptoms among people who have been addicted to some drugs, particularly opiates, or even after a period of intense substance use.?? Symptoms may range from mild to severe. Tips for Easing Diarrhea and Stomach Pain From Withdrawal The following strategies can help control  diarrhea, gastrointestinal spasms, stomach pain, and vomiting: One of the main risks with diarrhea is dehydration, so sip plenty of water.??Fluid loss is not the only problem with dehydration. You also risk the loss of electrolytes, particularly if you are also vomiting a lot.?? Drinking rehydration fluid, available from drug stores, can help avoid this.Yogurt with live/active cultures contains bacteria that, in some cases, can help reduce the severity and length of time diarrhea lasts.Avoid hot drinks, acidic fruits and spicy foods, which can induce spasms leading to diarrhea and related stomach pain.Bland foods, such as white toast, white rice, and bananas may help. If you are also suffering from withdrawal nausea and vomiting, you may prefer to avoid food intake until the initial acute withdrawal phase has passed.Over-the-counter medications, such as Kaopectate, Pepto-Bismol (bismuth) or Imodium (loperamide) may help control diarrhea and slow down the bowel process.?? Causes When drugs or alcohol are used constantly, the brain has to adjust to changes in the functioning of neurotransmitters, the chemicals in the brain that affect the nervous system. When these substances are stopped, it forces the brain and body to have to change again, creating unpleasant physical and mental withdrawal symptoms. Diarrhea, stomach pain, and vomiting are often experienced by people going through withdrawal from opioids and other drugs. Although this can be a normal reaction by the body, the severity and discomfort you experience can be reduced by correct treatment. Therefore, it is a good idea to talk to your pharmacist or doctor for advice on over-the-counter medications. However, it is important to be aware that there are other causes of diarrhea and to get the correct diagnosis and treatment. For example, a range of viral and bacterial infections can cause diarrhea, and may be a result of ingesting contaminated food, water, or drugs, or by some sexual activities.?? Diarrhea can also be a side effect of some drugs. Treating Dehydration Dehydration happens when your body loses too much fluid and electrolytes through urination, sweating, vomiting, and/or diarrhea. However, drinking only water, particularly in large quantities, can be harmful and can lead to water intoxication, which can be life-threatening.?? For this reason, if you have been suffering from severe diarrhea, you should drink rehydration fluid (available from drug stores) rather than plain water to replace lost fluids. Make your own rehydration fluid inexpensively by adding 1 teaspoon of sugar and 1 teaspoon of salt to 2 quarts (2 liters) of water. Fruit juice can also help replace lost electrolytes but can exacerbate diarrhea.?? Talk to your doctor or pharmacist for advice on the right way to replace lost fluids. When to See the Doctor If your diarrhea, stomach pain, or vomiting are severe or last for a long time, you should consult a doctor as soon as possible.?? Although they can be considered nuisance withdrawal symptoms by some drug users, they can be troubling enough to derail attempts at quitting, leading to an increased risk of overdose. They can be an indication of an underlying, treatable infection, and they can lead to life-threatening dehydration. In an emergency, you can go to an emergency room where an IV drip can be used to quickly replace fluids and electrolytes. Other Treatments for Withdrawal Symptoms Withdrawal from substances can be done at home or in a healthcare setting. Quitting substance use is often easier under medical supervision because medications can be used to make the transition easier and less uncomfortable. Different treatments are available for different substances. Opiates:  Treatment may include the use of  clonidine, which helps anxiety, sweating, irritability, muscle cramping and aching and runny nose, and/or buprenorphine or methadone, both of which can decrease the amount of time it takes to detoxify and also help withdrawal symptoms. Gabapentin can help with a number of symptoms, including diarrhea.?? Antispasmodics like Bentyl may also help ease gastrointestinal symptoms.Alcohol:  If alcohol withdrawal symptoms are moderate to severe, you may need to be in a supervised clinical setting.?? Whether you seek treatment as an inpatient or outpatient, you may be given sedatives to help make the transition to complete withdrawal in a medically safe way.  Barbiturates:  Because of the potential complications from stopping barbiturate use, withdrawal should always take place under medical supervision. You may be given  phenobarbital to help make the transition.Stimulants:  Treatment for stimulant withdrawal will likely involve psychotherapy but m ay also include antidepressants or other mood-affecting medications.

Probelm Solution Essay Examples: Using E-Assignments to Improve Your Life

<h1>Probelm Solution Essay Examples: Using E-Assignments to Improve Your Life</h1><p>Probelm Solution Essay Examples is an inventive new item that assists understudies with learning viable paper composing abilities. This PC programming will support any understudy as well as educator accomplish an improved evaluation in each subject, including English, history, and outside languages.</p><p></p><p>The programming is the most recent in the line of grant winning items created by veteran creator Philip Hammond to assist understudies with improving their creator's life by giving new, helpful assets that are intended to advance self-improvement. Writer Philip Hammond has composed and instructed for more than 30 years about the act of writing in every aspect of human learning. He has been approached commonly to share his insider facts for improving writer's lives, and he at last chosen to do as such through a progression of books that spread subjects , for example, how to improve your open talking, how to upgrade your resume, and how to compose papers for children.</p><p></p><p>But what is the most recent development in exposition models, which are incorporated with each Probelm Solution Essay Example buy? As indicated by Hammond, a Probelm Solution Essay Example was intended to coordinate the best in customary and Internet assets. It might be the response to battling students.</p><p></p><p>The beginning trial of the new issue arrangement is a correlation between the composed word and PC based exposition models. The composed word can't actually imitate the experience of being on a live grounds, before a crowd of people of different understudies. All the product brings to the table is the points of interest that web based composing presents. It is moderately simpler, which is the reason the product energizes the utilization of it.</p><p></p><p>In expansion to online articles, this product likewise remembers alternate points of view for realizing, which incorporate cooperation with friends, perusing, and contemplating. The subsequent significant element that makes the new Probelm Solution Essay Example an advancement is the accentuation on article content. An understudy can discover online models that offer long exposition points or those that have only single word, sentence, or section. These short, solid paper themes give more an incentive than long points that regularly take three to four hours to finish.</p><p></p><p>But maybe the most energizing thing about Probelm Solution Essay Examples is the way that they are custom fitted to every understudy's particular needs. They are made by the requirements of each branch of knowledge secured by the product. Understudies, educators, and instructors would all be able to pick various areas of the paper models as indicated by their own conditions. They are additionally redone as indicated by the theme and style of the writer's own writing.</p><p></p><p>Probelm Solution Essay Examples is continually refreshed. Each new update includes new themes, new, helpful expositions, and new choices for better paper composing. Every one of these updates improve the product and give the most ideal assistance to understudies who need to discover more approaches to improve their writer's lives.</p><p></p><p>The new Probelm Solution Essay Examples makes figuring out how to compose intriguing and intelligent, and carry another measurement to the creative cycle. What has customarily been a standard way to deal with composing expositions is currently upgraded by new programming that considers understudies to rehearse exploratory writing procedures. Probelm Solution Essay Examples can be bought online for simple use and at low prices.</p>

The Key to Successful Can You Use Text Books in Research Papers

<h1> The Key to Successful Can You Use Text Books in Research Papers </h1> <h2> What You Need to Know About Can You Use Text Books in Research Papers </h2> <p>If you need to distribute a paper in a specific diary, you will be solicited to cling to the arrangement from that diary. This instructive article ought to be recorded at the end of the content in the Works Cited. Diaries may choose not to distribute articles that they feel challenge the acknowledged standards and qualities. </p> <h2> The Ultimate Can You Use Text Books in Research Papers Trick </h2> <p>Where the effect isn't critical, the utilization might be adequate. In the event that you compose or distribute, you will require an essential understanding of what is and isn't satisfactory use. In evaluating whether your utilization of the work is permitted or not you should survey if there's any money related effect on the copyright proprietor because of your utilization. The issue is that, in 100% zoom level, the content is pretty much nothing and some way or another unrealistic to peruse. </p> <h2>What Can You Use Text Books in Research Papers Is - and What it Is Not </h2> <p>Text books frequently feature the basic highlights of lengthier pieces of work, and furthermore flexibly you with the entire bibliographic references of the principle material. Though, when you have at least four writers at that point you must work every one of them out after the past name of the absolute first Author. A general issue with reading material is in the period of the data that they contain. See how to refer to in content. </p> <h2> The New Angle On Can You Use Text Books in Research Papers Just Released </h2> <p>Contrary to what many individuals accept, there isn't any total word limit on reasonable use. You may likewise rehash the thoughts which you've talked about in the body sections so as to come to your meaningf ul conclusion legitimate. Use Note whether there is just 1 note. A few words shouldn't be utilized since they don't claim an insightful vibe. </p> <h2> Ideas, Formulas and Shortcuts for Can You Use Text Books in Research Papers </h2> <p>The smaller your subject, the more straightforward it will be to constrain the amount of sources you need to peruse in order to locate an incredible overview of the material. On the off chance that you can, attempt to find the first source and utilize that. On the off chance that you can find a couple of extremely valuable sources, it is now and then a fabulous plan to check through their reference records to discover the extent of sources they alluded to. You must be the first gracefully of your articles. </p> <h2> Top Can You Use Text Books in Research Papers Secrets </h2> <p>If you're mistaken for various fascinating points to explore on the web, it's vastly improved to pick what intrigues you the mo st. Quest for other writing surveys in your field of intrigue or in the order and read them to discover a sentiment of the sorts of subjects you might need to search for in your own examination or techniques to compose your last audit. Following that, talk with the teacher around a couple of your general proposals and the potential research headings you're pondering seeking after. Before you start your hunt, consider what you're scanning for, and assuming there is any chance of this happening figure some very explicit inquiries to direct and restrict your inquiry. </p> <h2> The Pain of Can You Use Text Books in Research Papers</h2> <p>Shortened references After the absolute first time a work was refered to, you don't have to form all that once more. The absolute initial step is the place countless understudies become stuck. Help is accessible with respect to how to forestall copyright infringement and it may merit looking at it. Be wary of saying your examina tion will fix an issue, or that it will change practice. </p> <h2> The Do's and Don'ts of Can You Use Text Books in Research Papers</h2> <p>Review the rules of the particular sort of composing style that you've been mentioned to use recorded as a hard copy your paper to indicate the appropriate arrangement for your in-content references. Your proposal should be important so the report can utilize a structure that is adaptable so as to fit in the shoes of the perusers. In the event that you picked to get papers from proficient writers, you may experience the specific issue duplicated article. Subsequently, in case you're relied upon to create any scholarly or expert papers, it's conceivable that you will be approached to hold fast to either APA or MLA measures. </p> <p>If you do decide to proceed, at that point take more consideration structuring your exploration, in the absence of direction from earlier examinations. Before getting in the examinat ion, it's fundamental for you to characterize your contention more. Accomplishment inside this setting isn't limited to money related achievement. For instance, by contemplating the distributed monetary reports over a large number of years, you can adhere to the near progress and disappointments of a business. </p> <h2> The Honest to Goodness Truth on Can You Use Text Books in Research Papers</h2> <p>Hopefully you could utilize this outline of an exploration paper! You ought to be in a situation to show that you're aware of momentum issues and explore, and to exhibit the manner in which your exploration is pertinent inside an evolving setting. It is basic that your examination fits coherently inside the current research in your district, and you may have discovered a best report to connect with and to reach out in some way. In spite of the fact that there's no single right'' approach to lead look into, specific methodologies and abilities can put forth your e xploration attempts increasingly effective and potent.</p> <h2> Rumors, Lies and Can You Use Text Books in Research Papers </h2> <p>Cross-checking data from the Net against data from the Library is an incredible way to be certain that the Net material is reliable and legitimate. Looking through electronic databases is in all likelihood the snappiest way to deal with get to a lot of material. The library gives numerous magazines in print, microfilm and on the web. Utilize these hunt apparatuses to gain access to these exceptional resources.</p> <h2> New Step by Step Roadmap for Can You Use Text Books in Research Papers</h2> <p>Perhaps if you alter your inquiry system you'll discover something. These synopses at that point flexibly the framework of the story you're telling, and how you're telling it. It's likewise imperative to watch the composing stage as a segment of the examination procedure, not something which occurs after you've wr apped up the writing. Give a reference to the work at whatever point conceivable in the wake of giving the info.</p>

Essay Topics on the First Amendment

<h1>Essay Topics on the First Amendment</h1><p>It's anything but difficult to track down exposition subjects on the First Amendment, or some other point so far as that is concerned. All things considered, numerous understudies neglect this significant segment of their assignments when they may not realize what the First Amendment is or how it applies to them.</p><p></p><p>The First Amendment, which is the initial segment of the Bill of Rights, was written in 1791, yet it's currently been refreshed and re-imagined. As per the White House, this change was composed to keep Congress from passing laws that would confine the ability to speak freely. Truth be told, each individual in the United States is secured by the First Amendment.</p><p></p><p>One of the territories where you can discover expositions on the First Amendment is inside your English structure class. The motivation behind these articles is to give understudie s some knowledge into what the First Amendment means and how it functions in the general public that we live in today. It's additionally a fantastic method to acquaint them with a huge piece of our history.</p><p></p><p>A First Amendment exposition ought not be long; the reason for a paper is to get understudies considering their own lives and the manner in which they see certain things, for example, government laws, concerning how free discourse is reasonable or not. Along these lines, you should keep the paper compact. Notwithstanding, you need to get the point across to your understudies so there ought to be sufficient data to animate idea and discussion.</p><p></p><p>For model, you could start your article themes on the First Amendment by requesting that understudies compose a sonnet identified with the subject. This may incorporate citations from a portion of the incredible writers who expounded on the privileges of discourse. Wha t's more, no, I'm not recommending you compose a ton of verse, only two or three passages or lines to speak to their thoughts.</p><p></p><p>You can likewise utilize article subjects on the First Amendment to talk about various parts of free discourse codes. For instance, on the off chance that understudies are composing an exposition on the 'Missed Connection,' they could then gander at different sorts of guideline and look at the impacts they have on their privileges and free speech.</p><p></p><p>Of course, the most ideal approach is to give them a wide assortment of models so they can investigate the potential issues with our present laws. On this point, understudies may pose inquiries about things like sex entertainment and free discourse codes and afterward talk about the connection among control and our freedoms.</p><p></p><p>You will discover numerous scholars who do explore on the particular kind of issue you're expounding on, so don't be hesitant to ask them. Regardless of whether you don't ask them, they can give you thoughts and assets that can give you extraordinary knowledge into the matter.</p>

Are You Financially Literate

Are You Financially Literate Are You Financially Literate? Are You Financially Literate?A recent study broke down financial literacy into five key concepts that people needed to understand in order to be considered financially literate.Financial literacy is important. Without it, people are more vulnerable to bad credit, financial scams, payday loans, no credit check loans, and other things that can threaten financial health. But according to the National Financial Capability Study (NFCS), only 63 percent of Americans are financially literate. Do you know where you fall?Generally speaking, financial literacy is the ability to use your skills, knowledge, and financial resources to make good financial decisions and effectively manage your money. In order to do this, you need a firm grasp on certain financial concepts.The researchers behind the NFCS identified five key concepts to help them evaluate the financial literacy of their participants: compound interest, loan terms, inflation, risk and diversification, and interest rates and bonds. In order to be considered financially literate, participants needed to have a basic understanding of four or more concepts. Let’s take a look at each of these concepts in more detail.Compound interest.Compound interest is a percentage that is added to a principal sum of money and its interest as it accrues over time on a deposit or a loan. In other words, it is interest on interest. Say you have $100 in a savings account with an interest rate of two percent that compounds annually. That means at the end of the year, you would have $102, and the next year, interest would be calculated on $102 instead of the original $100 deposit. By the end of the second year, you would have a total of $104.04, even though you didn’t add any more money to the account. It’s kind of like magic!That’s the difference between compound interest and simple interestâ€"simple interest would only be calculated on the principal amount, or $100 in our example.Even though a two percent interest rate seems sm all, you can see how it can add up over time into something more significant. Because of this, compound interest can be your friend or your enemy. Sure compound interest is great when it comes to your savings account, but it’s not so great when the sum of money in question is a debt with the potential to grow, such as an installment loan.That’s why it’s important to have a solid fix on compound interest. It can not only help you decide what kind of savings account is best for you, but it can also help you compare financial products, like personal loans, bad credit loans, and credit cards, and understand their real cost over time. Two loans could be for the exact same amount for the exact same length of time, but if one uses simple interest and one uses compound interest, one will clearly cost you less in the long run.Loan terms.When you take out a loan, you agree to a set of conditions, including the amount to be borrowed, the interest rate, and the term of the loan, or how lo ng you have to repay the loan. One key aspect of financial literacy is understanding how the term of your loan affects the size of your payment. This concept goes hand in hand with the concept of interest, which we just discussed.Let’s say you want to take out a loan for $1,000, and you get to choose between a term of one year or two years. Which option would result in a smaller monthly payment? That would be the two-year term, since you are spreading the same amount of money over more months. A one-year term would be about $83 a month, while a two-year term would be about $42 a month.Who wouldn’t choose the two-year term, you say? Well, unfortunately, things are rarely that simple. Interest is always a factor. Consider what would happen if your $1,000 loan came with a five percent interest rate that compounded annually. The longer your loan term, the more you would pay in the long run, even with smaller monthly payments.Inflation.Inflation is the rate at which the costs of good s and services rises over time. In other words, it affects the purchasing power of our dollar. Back in the day, there used to be something called penny candy because itâ€"you guessed itâ€"cost a penny. (Look, it’s even in the dictionary!) Even the cheapest of today’s candy costs more than a penny. That’s inflation.Many people think a certain amount of inflation is a sign of a thriving economy but that too much inflation is cause for concern, since that would massively devalue the dollar. Inflation is something that our government (the US Federal Reserve, specifically) tries to regulate at around two percent a year. That doesn’t always happen, and the average inflation increase since 1921 has actually been 3.26 percent a year.Inflation of more than two percent but less than 10 percent is called “walking inflation,” and it’s considered to be not great but manageable. When interest rates increase to the 10 to 20 percent range, it’s called “running inflation” and can cause big problems, especially because incomes don’t automatically rise with inflation.Inflation can also be different depending on what you’re talking about. For example, housing costs may rise over time at a different rate than food costs.One key thing to think about is how inflation might affect you over the course of your lifetime. Let’s think about that savings account again and the purchasing power of the dollars inside of it. What if the interest rate of your savings account is 2 percent, but the average annual inflation rate is 3 percent? In 10 years, will your savings have more, less, or the same purchasing power as it does now? The answer is less. And if you don’t even have a savings account and your $100 is instead tucked away in a sock drawer earning 0 percent interest, your dollars’ purchasing power would be even less.Risk and diversification.Risk is a term that is used in investing as a way to characterize a financial decision’s degree of uncertainty and/o r potential for loss. The higher the risk, the greater the degree of uncertainty and the potential for loss. Investors generally don’t make risky decisions unless the potential payout it great enough to justify it. Ever heard of the phrase “high risk, high reward”?For ordinary people, the most likely place they encounter risk is when it comes to their retirement account, which is usually made up of a portfolio of different types of investments. Accounts with a wide variety of assets are less risky than those with few. This is called “diversification.”Let’s say you come into $1,000 and decide you want to invest it. You’re deciding between (A) putting it all in the stock of one rising-star tech company or (B) contributing to a portfolio that will invest portions of the money in dozens of different assets, including the tech company’s stock. Sure, if you go with option A, that tech company could take off and your $1,000 could turn into $1 million. Or it could go bankrup t tomorrow and you could lose everything. If you go with option B, the majority of your money is still safe in other assets.Interest rates and bonds.A bond is a type of investment in which you loan an entity (like the government or a company) money to be paid back at a fixed date (aka the “maturity date”) with a fixed interest rate. It’s kind of like the tables have turned, and instead of, say, owing to the government on a $1,000 student loan, it owes you on the loan.Governments and companies sell bonds to investors when they are trying to raise funds, and investors know exactly what the maturity date and interest rate are when they buy themâ€"they do not change over time. And that brings us to a key takeaway when it comes to financial literacy: The value of a bond fluctuates depending on what the prevailing interest rates are at any given time. More specifically, as interest rates rise, bond prices go down. The opposite is also true.Improving your financial literacy.Now that you’ve read this post, you’re financially literate, right? Well, maybe. According to this recent Bloomberg article, achieving and maintaining financial literacy is difficult. It’s not something you earn once and keep forever. In fact, experts think that financial literacy is something that requires constant practice, which is not something average people have the opportunity to do. This might mean that, in order to be prepared for the times where you do need financial literacy, you may need to seek out ways to learn and practice your skills.To improve your financial literacy and money management skills, check out the free standards-aligned courses that we offer through OppU. If you want to avoid predatory storefront and online loansâ€"like short-term cash advances and title loansâ€"becoming financially literate is a critical first step. To learn more, you can also check out these  other posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersSave More Money with These 40 Expert TipsHow to Raise Your Credit Score by 100 PointsFinancial Basics: Expert Tips for Smarter SpendingDo you have a personal finance question youd like us to answer? Let us know! 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